Risk Management/Sr. Risk Management Specialist - Remote in the State of Colorado

About Us At Selective, we don't just insure uniquely, we employ uniqueness. Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work in 2025 for the sixth consecutive year. Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs. Overview Assess and manage the company's exposure by serving as the risk management business partner between the company, agents and our customers. Review, evaluate and assess large and complex operations, level of risk presented by those operations, existing exposures and controls, and the effectiveness of the customer's application of those controls. When applicable, recommendations are developed and submitted to the customer to reduce and maintain their level of risk. The position requires that this individual lives in the State of Colorado. Responsibilities • For each of the major Lines of Businesses provided, evaluate the operations of large and complex commercial accounts to assess the level of risk and identify potential loss producing conditions and practices as well as the presence and effectiveness of controls. Consult with underwriters on the conditions identified and complete written risk assessments in accordance with internal quality assessment guidelines. • Analyze the loss history of accounts to identify loss sources, trends in accident frequency and severity, reach meaningful conclusions from the analyses, and provide a clear summary of those analyses to customers, agents, and underwriters. When applicable, develop effective risk reduction recommendations and/or ongoing risk management objectives. • Provide ongoing risk management services for customers in need of risk management support and strive to ensure customer's level of risk is being adequately managed. • Develop effective and ongoing communication with internal business partners and agents to ensure the conveyance of timely information for new and renewal business opportunities as well as consultative communication with customers. Prepare professionally written business letters to communicate activities to external customers and agents including managing recommendations developed and submitted to reduce and manage the level of risk. • Efficiently manage work scheduling in order to meet both internal and external customer needs. • Prepare and present high level technical presentations and risk management training programs to internal and external customers on a variety of risk management topics and issues. • Maintain a high level of knowledge of risk management techniques, technology, and earn and maintain designations through self-education and training programs. This includes the application of nationally recognized codes and standards as well as appropriate state regulations in reducing the level of risk for customers. • Advanced level of knowledge sharing and mentoring of less experienced team members on larger more complex accounts. • Must be able to drive an automobile to travel within territory. Car travel represents approximately 60-70% of employee's time and a valid driver's license. Qualifications Knowledge and Requirements • Ability to travel and meet with customers and agents to assess and maintain risk. • Ability to effectively communicate with customers and agents and encourage the implementation of risk management strategies to reduce the level of risk and the potential for loss. • Must be able to build effective business partnerships with internal team members and agents. • Must have valid state-issued driver's license in good standing and be able to drive an automobile. • Demonstrate a proficiency in usage of computer tools including: Internet research applications, Microsoft Office, work management system, eSelect tools, Cognos reports, etc. Education and Experience • A college degree is preferred. • Successful completion of INS 21 (Property and Liability Insurance Principles) and INS 23 (Commercial Insurance) is preferred. • A proficiency in assessing and managing risk developed through 5-7 years of significant field based risk management experience. Strong problem solving abilities along with ability to apply OSHA, NFPA and other applicable technical standards. • Risk evaluation and assessment techniques of various exposures and controls by established line of business. Total Rewards Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page. The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs. Pay Range USD $97,000.00 - USD $133,000.00 /Yr. Additional Information Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions. For Massachusetts Applicants It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Apply tot his job