[Remote] Senior AML/CFT Compliance Officer - Crypto EDD Oversight (Remote)

Note: The job is a remote job and is open to candidates in USA. First Citizens Bank is seeking a Senior AML/CFT Compliance Officer for a remote role. This position is responsible for overseeing and challenging enhanced due diligence activities related to cryptocurrency and other high-risk business categories, ensuring compliance with regulatory requirements and industry best practices. Responsibilities • Timely review and challenge of enhanced due diligence materials gathered by 1st line teams • Assess a broad array of internal and external data to determine risks posed and ensure decisions align to internal policies, procedures, standards, and risk appetite • AML/CFT Program Leadership and Strategy - Leads the analysis of external laws and regulations, including regulatory expectations related to the cryptocurrency industry, as well as internal processes and systems, related to AML/CFT. Develops and revises policies, procedures, and controls to ensure regulatory compliance and mitigate financial crime risks. Provides strategic direction and oversight for the AML/CFT EDD Oversight program, aligning it with organizational goals and risk appetite • Complex Investigations, Due Diligence, and Advisory - Manages a portfolio of highly complex and sensitive AML/CFT effective challenge reviews. Provides expert guidance to business units and internal stakeholders on AML/CFT matters including cryptocurrency diligence and regulatory alignment. Conducts Due Diligence Reviews on complex higher risk clients and business types • Quality Assurance, Testing, and Training - Develops and implements quality assurance and testing methodologies for AML/CFT processes and controls. Oversees the execution of testing and effective challenge reviews. Develops and delivers training programs on AML/CFT compliance for employees at all levels • Data Analysis, Reporting, and Innovation - Provides guidance to support development of data analytics tools and strategies to enhance AML/CFT monitoring and risk detection, including for cryptocurrency-related clients. Prepares comprehensive reports for senior management and the board on AML/CFT risks and trends. Identifies opportunities for innovation and process improvement within the AML/CFT oversight program • Regulatory Engagement and External Relations - Serves as a point of contact for regulatory agencies and external auditors on AML/CFT matters. Represents the organization in industry forums and regulatory discussions related to AML/CFT. Monitors regulatory developments and emerging risks in the financial crime landscape, including related to the cryptocurrency industry Skills • Bachelor's Degree and 6 years of experience in AML/CFT compliance, investigations, or related field • CAMS certification strongly preferred • Deep understanding of BSA/AML regulations, OFAC, KYC, and other relevant regulatory requirements • Experience with AML/CFT software, data analytics tools, and case management systems • Strong leadership, communication, and problem-solving skills • High School Diploma or GED and 10 years of experience in AML/CFT compliance, investigations, or related field • CAMS certification with specialization in Cryptocurrency risks strongly preferred • Demonstrated relevant experience performing due diligence and/or oversight of high-risk client onboarding including cryptocurrency-adjacent clients • Deep understanding of BSA/AML regulations, OFAC, KYC, and other relevant regulatory requirements, including regulations related to the cryptocurrency industry • Experience with AML/CFT software, data analytics tools, and case management systems • Strong leadership, communication, and problem-solving skills Company Overview • First Citizens Bank provides banking services, essential business and professional services, wealth management capabilities, and more. It was founded in 1898, and is headquartered in Raleigh, North Carolina, USA, with a workforce of 10001+ employees. Its website is Company H1B Sponsorship • First Citizens Bank has a track record of offering H1B sponsorships, with 126 in 2025, 115 in 2024, 249 in 2023, 53 in 2022, 12 in 2021, 9 in 2020. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job Apply tot his job