Associate Underwriter - Agri Business
Capital Insurance Group is a leading West Coast Property & Casualty insurer, providing a collaborative and inclusive work culture. The Associate Underwriter – Agri-Business role involves entry-level underwriting duties, including risk evaluation and support for the underwriting team in managing agri-business insurance accounts. Responsibilities Perform entry-level underwriting duties in support of an Agri business insurance underwriting team Perform the preliminary review of new risks as well as assist in the renewal process for existing accounts Evaluate applications, endorsements, and related underwriting documents Review individual agri business submissions to evaluate the degree of exposure and approve, request additional information, or reject based on Company risk selection guidelines Function in a production support role Conduct agency visits Develop new business Support marketing in a territory of assigned agents Operate within a clearly defined level of delegated underwriting authority Refer risks of higher exposure or complexity to a senior underwriter Perform ancillary administrative duties for commercial accounts to support agency service objectives Skills Underwriting practice, procedures, rules and regulations Rating plans (ISO or similar) and commercial lines coverages Knowledge of social, economic and competitive aspects of territory assigned National and local business conditions and trends Underwriting and marketing philosophy and procedure Insurance industry terminology and laws, especially those pertaining to assigned area General policies and procedures for underwriting insurance risks Correlate risk factors to underwriting standards to determine acceptance of risk Dedication to continuing education, insurance certification and technical coursework is required A college degree in a business, insurance, or a financial discipline is preferred (or equivalent work experience) along with one to three years of commercial lines rating, processing, or underwriting experience, that includes loss analysis and risk selection Benefits Accrue twenty-one days of Paid Time Off during your first year Up to eighty-seven percent of benefits covered by CIG for you and your family members Medical, dental, vision plans One hundred percent covered plans Basic Life & AD&D Employee Assistance Leave Management Long Term Disability Short Term Disability (Outside of CA) Family Caregiver Support (Homethrive) Child Care Resources (Tootris) Business Travel Accident Protection Voluntary benefit offerings Short-term (CA only) Voluntary Life AD&D self, spouse and child plans Flexible Spending Health Savings (HSA) Hospital Indemnity Accidental Injury Critical Illness ARAG Legal Services Norton LifeLock Nine paid holidays, plus two floating holidays Above and Beyond Reward Recognition Program Kudos & Shout Out Points Program Quarterly Above and Beyond Bonus Program Annual Above and Beyond Bonus Program Competitive compensation Base compensation Salary Management Spot Bonuses Annual Incentive/Profit sharing program, potential payout annually based on company results. Discount partnerships Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more Insurance Educational reimbursement and bonus programs Employee Referral Bonus Program Home and Auto Insurance Discount Program. Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you! Retirement savings benefit (401k and Roth + match) Health & Financial Wellness Wellness platform, tools and events Health Savings Account – match Financial Wellness Resources Company Overview Capital Insurance Group operates as a regional property and casualty insurer. It was founded in 1898, and is headquartered in Monterey, California, USA, with a workforce of 201-500 employees. Its website is Company H1B Sponsorship Capital Insurance Group has a track record of offering H1B sponsorships, with 9 in 2025, 5 in 2024, 5 in 2023, 3 in 2022, 2 in 2021, 6 in 2020. Please note that this does not guarantee sponsorship for this specific role.