[Remote] Sr Small Business Underwriter - Remote
Note: The job is a remote job and is open to candidates in USA. Selective Insurance is a midsized U.S. domestic property and casualty insurance company with a strong history of financial performance. The Sr Small Business Underwriter will underwrite and market new small business accounts, provide support to agents, and ensure compliance with underwriting guidelines. Responsibilities • Responsible for new small business production in assigned territory. Gather, analyze and evaluate risk exposure through appropriate risk documentation. Adopt proactive actions and/or make proactive recommendations to improve risk profitability • Work within specific letter of authority to quote, accept, decline and modify risks within territorial assignment in accordance with accepted underwriting guidelines. Refer all outside of authority to Small Business Territory Manager or Agency Management Specialist • Apply knowledge and understanding of coverage forms, rating plans and underwriting guidelines in the selection and pricing of individual risks. Ensure adequate pricing of individual risks through proper classification, accuracy of information and adherence to company underwriting standards and philosophy • Answer incoming calls from agents on coverage, billing questions, and making adjustments to policy information based upon prescribed authority for new small business submissions on Commercial Property and Casualty lines of business. Effectively communicate underwriting decisions and appetite to agents • Work in unison with Agents, Regional Underwriters and AMS's and other departments within the Selective community to grow a profitable book of "small business" based on agency/territory/team assignments. Actively markets small business product to agents and travels within assigned territory, as necessary • Reinforce the ease of doing business with Selective by meeting or exceeding agent expectations and service quality on a consistent basis. Communicate openly and in a timely fashion. Drive agent adoption of our technology through our training efforts in CLAS • Monitor premium growth for each "small business" segment, within assigned territory, with the use of electronic reporting tools. Continually conduct profit and growth analysis by territory and agency as assigned • Develop and maintain effective working relationships with manager, peers and agents. Communicate openly and in a timely fashion to team members on individual progress and shares information. Assist with training of newer Small business underwriters as necessary • Keeps abreast of industry information, new ideas, products, changes in competitor practice, and customer preferences. Advances our CxP efforts • Responsible for automobile travel within territory traveling to agent offices. Car travel represents approximately 10-20% of employee’s time Skills • Demonstrate proficiency in usage of all supplied desktop tools, including the automated underwriting and email systems • Ability and desire to develop and execute pro-active marketing strategies • Ability to effectively communicate with agents while applying the appropriate sense of urgency • Must be able to build effective relationships with agents, regional underwriting, management and peers • Position requires ability to travel and a valid state-issued driver's license in good standing • 2-5 years of underwriting and/or marketing experience is required • College degree preferred • Designations of AU, CIC, CPCU preferred Benefits • Comprehensive health care plans • Retirement savings plan with company match • Discounted Employee Stock Purchase Program • Tuition assistance and reimbursement programs • 20 days of paid time off Company Overview • At Selective, we maintain a commitment to provide unique insurance solutions that help keep the families and businesses of our communities protected. It was founded in 1926, and is headquartered in Branchville, New Jersey, USA, with a workforce of 1001-5000 employees. Its website is Company H1B Sponsorship • Selective Insurance has a track record of offering H1B sponsorships, with 45 in 2025, 32 in 2024, 43 in 2023, 30 in 2022, 29 in 2021, 25 in 2020. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job