[Remote] Data Analyst, Payments Platform
Note: The job is a remote job and is open to candidates in USA. Current is a leading US-based fintech company dedicated to empowering individuals to achieve their financial goals. They are looking for a talented and passionate Data Analyst to join their Payment and Platform team to leverage data for optimizing operations, enhancing products, and delivering exceptional customer experiences. Responsibilities • Analyze large datasets to uncover trends, patterns, and improvement opportunities related to card transaction processing, ACH, and other money movement activities • Build and maintain dashboards and reports to track KPIs and deliver clear insights to stakeholders • Ensure accuracy, integrity, and monitoring of transactional data across the lifecycle, supporting incident investigations and anomaly detection • Conduct discovery and deep-dive analyses to support data-driven decision-making • Partner with product managers and engineers to enable experimentation, define success metrics, feature rollouts, and measure performance • Drive and support strategic initiatives such as new card program setups, ACH modernization, and bank/platform migrations • Deliver actionable insights to leadership on emerging trends and innovation opportunities • Perform ledger and ACH reconciliations, identify discrepancies, and support fund settlement processes across internal and partner systems • Conduct opportunity sizing analyses, develop forecasting models, and present data-driven insights to influence strategic decision-making • Collaborate with analytics and backend engineers to maintain data integrity, accuracy, and governance throughout analytics pipelines, ensuring data is accessible, accurate, and of high quality • Support production analytics, incidents and fraud response through participation in on-call rotations Skills • Bachelor's degree in a quantitative field such as Analytics, Statistics, Economics, Computer Science, or a related field • Experience as a data analyst for 3+ years, ideally in B2C, financial services, or technology • Strong proficiency in SQL and experience working with MPP databases (e.g., Bigquery, Snowflake, Redshift, etc) • Proficient in utilizing data visualization tools like Tableau, Looker, or other similar platforms • Excellent analytical and problem-solving skills with a strong attention to detail • Ability to communicate complex data insights clearly and effectively to both technical and non-technical audiences • Strong business acumen and the ability to translate business questions into data analysis plans • Experience with A/B testing and experimental design • Working experience with SQL and Python for data analysis • Familiarity with the fintech industry and banking or payments domain is a plus • Experience with NoSQL databases such as MongoDB is a plus • Ability to thrive in a fast-paced, collaborative environment • Exposure to dimensional modeling concepts to power meaningful analytics • Experience building data pipelines using dbt • Familiarity with machine learning techniques and predictive analytics is a plus Benefits • Equity • Comprehensive benefits Company Overview • Current is a leading consumer fintech banking platform transforming financial access for everyday Americans. It was founded in 2015, and is headquartered in New York, New York, USA, with a workforce of 51-200 employees. Its website is Company H1B Sponsorship • Current has a track record of offering H1B sponsorships, with 1 in 2025, 1 in 2022. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job