Experienced Analyst, Sector-Based & Specialized Lending
ING Americas is a leading financial services provider in the Wholesale Banking division, offering innovative products to corporate and institutional clients. The Analyst role involves supporting senior bankers in various lending transactions across multiple sectors, providing a foundation for a credit-focused career. Responsibilities The Lending Team is involved with every new lending transaction and takes primary responsibility for many of the key processes, which include: Preparing credit approval packages including annexes and all requisite attachments Preparing financial models including cash flow forecasts, valuations, and sensitivity analysis Developing key underwriting assumptions based on a deep understanding of the asset, market and industry trends Running internal models, including risk ratings and loan pricing Interfacing with loan operations, treasury, legal teams, clients and co-lenders to coordinate loan closings Reviewing legal documentation and validating key terms & conditions The Lending Team works closely with the client relationship managers and/or the Deal Principles on originating and structuring deals, including: Due diligence, market research and analytics Term sheet negotiations Preparing Commercial Committee (Green Light) memos, presentations and discussions with Risk Management Analysis of different transaction structures and providing recommendations Attending meetings and calls with clients including transaction-related due diligence Ensuring a consistent level of quality and policy compliance through training and development activities Staying current on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate these accordingly Skills Bachelors' degree demonstrating high academic achievement 1+ years of relevant work experience, including experience in credit analysis and financial modeling will be a plus Financial analysis and modeling skills, proficiency with Microsoft Excel Strong organizational skills Understanding of credit analysis and of debt capital markets Committed and dedicated individual who will continuously improve the way the team works Collaborative, team oriented, and able to work effectively across functions and regions Strong writing, presentation and communication skills Ability to thrive in a fast-paced environment with multiple competing priorities Self-motivated and willing to work in a deal oriented and deadline driven environment Strong work ethic, positive attitude, and professional demeanor Knowledge of, or high degree of interest in, any of the following industries: Renewables & Power, Hydrocarbons & New Energies, TMT, Infrastructure, Trade & Commodity Finance, Real Estate, Investment Industry Finance, Transport & Logistics, Financial Institutions, Export Finance, Food & Agriculture, or Metals & Mining Benefits Comprehensive health benefits Generous 401k savings plan Competitive PTO Adoption, surrogacy, and fertility services Student debt assistance Subsidies for expenses associated with commuting and fitness Company Overview ING Americas offers a full array of wholesale financial products, such as commercial lending, financial markets and advisory products and services in the U.S. It was founded in undefined, and is headquartered in New York, US, with a workforce of 501-1000 employees. Its website is