Consumer Underwriter - Remote in Philadelphia, MD, VA, DE Territory
About the position Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too? For over 100 years we've helped dealers serve their customers by providing the best-in-class products and services they need - and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions. A Consumer Underwriter - Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally's underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework. Responsibilities • Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally's risk management principles • Leverage high-touch and high-tech capabilities to negotiate contracts • Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers • Requires flexibility in work schedule; evening hours, limited travel, and weekends required Requirements • High school/GED is required; bachelor's degree is preferred • Experience in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is required • Ability to perform technical based activities • Knowledge of and exposure to fundamental theories, principles, and concepts • Demonstrating technical expertise and relationships to supply to strategy and drive business results • Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics • Excellent sales, negotiation, problem solving, and analytical skills • Must be an independent worker with strong time leadership skills Benefits • 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly • Industry-leading 401K retirement savings plan with matching and company contributions • Student loan pay downs and 529 educational save up assistance programs • Tuition reimbursement • Employee stock purchase plan • Flexible health and insurance options including medical, dental and vision • Employee, spouse and child life insurance • Short- and long-term disability • Pre-tax Health Savings Account with employer contributions • Healthcare FSA • Critical illness, accident & hospital indemnity insurance • Adoption, surrogacy and fertility assistance • Paid parental and caregiver leave • Dependent Day Care FSA • Mentally Fit Employee Assistance Program • Subsidized and discounted Weight Watchers® program Apply tot his job