Co‑Founder & Chief Technology Officer – Remote FinTech Startup Driving Debt‑Free Futures with Equity‑Based Leadership Role

```html Join Zerorin: Revolutionizing Debt Management with Cutting‑Edge Technology Who We Are Zerorin is on a mission to empower millions of people to eliminate debt faster and regain financial freedom. Our proprietary mobile platform merges personalized debt‑management strategies with next‑generation technology—AI‑driven insights, secure cloud‑based architecture, and seamless integration with banking ecosystems. We believe that financial health is a right, not a privilege, and we are building the most intuitive, data‑rich tool to help users take control of their finances. As an early‑stage startup, we have assembled a lean, visionary founding team and are now poised to turn our Minimum Viable Product (MVP) into a market‑ready solution. To accelerate that journey, we are seeking a passionate, technically brilliant, and entrepreneurial Co‑Founder & Chief Technology Officer (CTO) who will own the technology vision, lead execution, and help shape Zerorin’s culture from day one. Why This Role Is Different Unlike traditional senior engineering positions, this opportunity places you at the strategic helm of a fintech venture with direct equity ownership. You will operate with full autonomy, shaping the product roadmap, technology stack, and Go‑to‑Market strategy while collaborating closely with the CEO, investors, and future team members. The role starts as a part‑time, equity‑only commitment during our pre‑seed fundraising phase, transitioning to a full‑time leadership position once capital is secured. Key Responsibilities – Build, Lead, and Scale As Zerorin’s Co‑Founder & CTO, you will be responsible for a broad spectrum of activities that blend technical depth with business acumen. Below is a detailed breakdown of your core duties: • Technology Strategy & Architecture – Define the long‑term technology vision, choose the optimal mobile and cloud stack (iOS/Android, React Native, Flutter, AWS/GCP/Azure), and design a scalable architecture that supports rapid user growth and regulatory compliance. • Product Development Lifecycle – Lead end‑to‑end development from concept, wireframes, and MVP to production releases, continuous integration/continuous deployment (CI/CD) pipelines, and iterative enhancements based on user feedback and data analytics. • Team Building & Mentorship – Recruit, hire, and onboard top‑tier engineers, designers, and data scientists. Foster a high‑performance culture through coaching, code reviews, agile ceremonies, and continuous learning initiatives. • Security & Compliance Governance – Ensure the platform adheres to fintech regulations (e.g., GDPR, CCPA, PCI‑DSS), implement industry‑leading security practices (encryption, tokenization, threat modeling), and oversee third‑party security audits. • Strategic Partnerships & Integrations – Identify, negotiate, and implement integrations with banks, credit bureaus, payment processors, and AI/ML service providers to enrich the product’s capabilities. • Data Strategy & Analytics – Champion data‑driven decision making by establishing pipelines for real‑time analytics, AI‑powered debt‑optimization models, and dashboards that empower both users and internal stakeholders. • Stakeholder Communication – Translate complex technical concepts into clear business language for investors, board members, and the wider team, ensuring alignment between technology delivery and market objectives. • Budget & Resource Management – Oversee technology spend, negotiate vendor contracts, and optimize cloud costs while maintaining performance and reliability standards. Essential Qualifications – What You Must Bring • Professional Experience – Minimum 4 years of hands‑on software development with at least 1 year in a senior technical leadership role (CTO, Senior Engineering Manager, Technical Lead) within a fast‑moving startup environment. • FinTech Domain Expertise – Proven track record building or scaling fintech products, particularly in lending, neobanking, or debt‑management solutions. Understanding of regulatory landscapes, payment ecosystems, and financial data security is mandatory. • Mobile Development Mastery – Deep proficiency in native (Swift, Kotlin) or cross‑platform (React Native, Flutter) mobile development, including UI/UX best practices, performance profiling, and app store deployment. • Cloud & DevOps Acumen – Expertise in cloud platforms (AWS, GCP, Azure), containerization (Docker, Kubernetes), and CI/CD tooling (GitHub Actions, CircleCI, Jenkins). Ability to design resilient, auto‑scaling infrastructure. • Leadership & Team Building – Demonstrated ability to recruit, mentor, and retain high‑performing engineering teams. Experience fostering a culture of psychological safety, ownership, and rapid iteration. • Strategic Vision – Comfortable contributing to overall business strategy, market positioning, and fundraising discussions. Ability to balance short‑term delivery with long‑term product roadmaps. • Communication Skills – Exceptional verbal and written communication. Must be able to present technical roadmaps to non‑technical stakeholders and inspire confidence among investors. Preferred Qualifications – What Will Set You Apart • Experience leading a technology function through a successful Series A or later financing round. • Background in AI/ML, especially in building recommendation engines or predictive analytics for financial outcomes. • Prior involvement in open‑source contributions or community leadership within the mobile or fintech ecosystems. • Hands‑on experience with data‑privacy frameworks (e.g., ISO 27001, SOC 2) and implementing privacy‑by‑design principles. • Demonstrated success in scaling a product from zero to 100k+ active users while maintaining high uptime and low latency. Core Skills & Competencies for Success • Technical Stack Proficiency – iOS (Swift), Android (Kotlin), cross‑platform frameworks, RESTful & GraphQL APIs, serverless functions, relational & NoSQL databases. • Problem‑Solving Mindset – Ability to dissect complex challenges, prototype solutions quickly, and iterate based on data. • Product Sense – Keen intuition for building user‑centric features that drive engagement, retention, and financial outcomes. • Resilience & Adaptability – Start‑up life is unpredictable; you must thrive under ambiguity, pivot swiftly, and keep momentum. • Entrepreneurial Drive – Ownership mentality, willingness to wear multiple hats, and passion for building something from the ground up. • Collaboration – Strong partnership with design, marketing, compliance, and business development teams to deliver cohesive experiences. Career Growth & Learning Opportunities Joining Zerorin as a co‑founder puts you at the epicenter of a high‑impact venture. As we secure pre‑seed funding and progress toward Series A, you will: • Shape the technology culture that will endure as the company scales to millions of users. • Gain direct exposure to fundraising processes, investor relations, and board governance. • Lead cross‑functional initiatives, from engineering to data science, product design, and compliance. • Access a network of fintech mentors, industry experts, and potential strategic partners. • Accelerate personal brand visibility as a technology leader within the fintech community. • Earn a substantial equity stake that aligns your financial upside with the company’s success. Work Environment & Company Culture At Zerorin we champion a remote‑first culture that values flexibility, transparency, and results. Our team operates across time zones, using collaborative tools (Slack, Notion, GitHub, JIRA) to stay aligned. Key cultural pillars include: • Mission‑Driven Impact – Every line of code contributes to real‑world financial empowerment. • Continuous Learning – Regular tech talks, hack days, and conference sponsorships to keep the team at the cutting edge. • Psychological Safety – Open forums for ideas, feedback, and experimentation without fear of blame. • Work‑Life Integration – Flexible hours, asynchronous communication, and a results‑only work environment. • Diversity & Inclusion – Commitment to building a team that reflects the varied backgrounds of our user base. Compensation, Equity, & Benefits • Equity Ownership – Significant co‑founder equity package, with larger allocation for early commitment during the pre‑seed phase. • Salary Structure – Initially modest base salary reflective of the equity‑first model; salary will be reviewed and increased proportionally as funding milestones are achieved. • Flexible Remote Work – Choose your own workspace, set your own schedule, and enjoy the freedom to work from anywhere. • Professional Development – Budget for conferences, certifications, and training courses related to fintech, cloud, AI/ML, and leadership. • Health & Wellness – Access to virtual health plans, mental‑health resources, and wellness stipends. • Tooling & Equipment – Company‑provided hardware, software licenses, and home‑office allowances to ensure optimal productivity. • Future Perks – As the company scales, anticipate expanded benefits such as stock option refreshers, performance bonuses, and potential profit‑sharing plans. Join Us: The Next Chapter of Your Career Starts Here If you are a visionary technologist who thrives on building transformative products, loves the fast‑paced rhythm of a startup, and is eager to co‑author the story of a fintech platform that will change how millions manage debt, we want to hear from you. Apply today by clicking the link below. We review applications daily and will reach out promptly to start a conversation about how you can help shape Zerorin’s future. Apply Now – Become a Co‑Founder & CTO at Zerorin ``` Apply This Job Apply tot his job